A guide to starting a small business from home Are you thinking of gaining financial independence? Have you always thought about utilizing your free time at home better? Well, if the answer is yes, you can start a small business right in the comfort of your home with your own ideas. Continue reading for some exciting small business ideas, their benefits, and tips on running a small business successfully. What are the tips for starting a small business at home? Find a mentor : It is true that you are the boss of the small business that you start at home.

An overview of exchange-traded funds and mutual funds Two common pieces of financial advice, which few people follow, are having a diversified portfolio and investing in stocks. Only about 17% of people in the country listed stocks as the ideal way to invest money they don’t need for a while, whereas 30% cited real estate, and 23% preferred investments in cash. Research shows that stocks fair much better in comparison to cash investments as well as real estate. Investing in stocks may be a little confusion as compared to buying a house or saving cash in the bank. However, there are two ways to invest as well as diversify your portfolio, namely, exchange-traded funds (ETFs) and mutual funds.

A guide to investing in mutual funds Investors in the country often turn to mutual funds and/or exchange-traded funds (ETFs) for their financial goals and to save for retirement. Although both these funds have similarities, they have their set of differences. Understanding both help in better investments and a diversified portfolio. Mutual funds are investments made using money that is collected from various investors. These funds are collected for investment in a number of securities including bonds, assets, stocks, and instruments of money markets. Mutual funds are wisely managed and operated by official money managers. They allocate the investment of the funds and attempt to produce a huge capital amount or income for the funds raised by the investors.

Top 10 dessert recipes for winters Dessert being the last course in most cuisines around the world, it is crucial to get it right. It is the concluding meal and needs to be delicious to create a lasting impression. The name dessert is supposed to have originated from the French language. It is usually a sweet food, like cake, jelly, cookies, pudding, ice-cream etc but the definition can be stretched to include savories like cheese, almonds, nuts, etc. It can be served as warm, hot, chilled or frozen. Desserts need not necessarily be solid either. Desserts can be both healthy and delectable depending on its ingredients.

15 Best Creamy Pudding Desserts of All Time After enjoying a scrumptious meal, every individual craves for creamy pudding desserts. To ascertain the perfect end to every meal, it is essential to prepare dessert recipes when hosting a party or a barbeque. However, there are many individuals who do not have the time needed to bake sumptuous dessert dishes. If you were facing this problem so far, no need to worry any longer as you have the option of cooking fuss-free recipes that do not take much time. Weight watchers need not be uneasy either. Consuming sugar is not wrong as long as you know your limits.

Index funds – What are the Benefits? Index funds are types of investments similar to mutual funds that are in a customized and structured portfolio to closely track the performance in the bigger stock markets. Index funds are also known as ETF (exchange traded funds). Index funds are remotely managed by portfolio managers who track the performance in the markets. There are numerous ways to invest in stocks and choosing from the huge list is challenging and risky. A lot of research is required to eventually make the decision of investing in stock markets. An Index fund is a tried and tested option to invest in stocks and obviously easier than any other.